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They’re everywhere. In your drinking water, household items such as cookware, clothing and stain-resistant carpet, as well as shampoo, paint and detergent. They’re called PFAS, a group of 4,000 perfluorinated and polyfluorinated alkyl substances that are used in consumer products to make life easier. They make clothing waterproof, pots and…

A common set of chemicals found in our drinking water, food and many consumer products is emerging as the latest threat in insurance. Organizations that use these chemicals will likely be held accountable by insurance companies. Hear from Oswald and RT Environmental for an overview of this chemical and its…

As fall turns into winter, we lose daylight, and the weather creates challenging road conditions: one of the biggest winter risk and safety concerns. Review the following quick risk management best practices to support safer winter driving for yourself and your employees: Give yourself adequate time to reach your destination. Allow for an…

CLEVELAND, Nov. 20, 2023 – Unison Risk Advisors has hired Andrew Maisano as its senior vice president of corporate development. He will focus on merger and acquisition strategy. Unison Risk Advisors is the holding company for Oswald Companies of Cleveland, Baltimore-based RCM&D and Miami-based NSI Insurance. Unison Risk Advisors is…

Losing your home to a fire or severe weather is stressful enough. The last thing you should have to worry about is not having enough insurance to rebuild it or to be fully reimbursed, but such worries are becoming more common as replacement costs have skyrocketed. So, why is it…

Robert Klonk, chairman and chief executive officer of Oswald Companies and Unison Risk Advisors, was named to the Business Hall of Fame by Cleveland Magazine. He was inducted along with Jules Belkin and Mike Belkin (posthumous) of Belkin Productions. Klonk has been a leader in the insurance industry for more…

Hear from the cybersecurity teams at Oswald and McDonald Hopkins on how to prevent cyberattacks, practice cyber hygiene, detect threats and respond to breaches faster. Presented by Lacy Rex, VP, Cyber Practice Leader, Oswald Companies James Giszczak, Co-President, McDonald Hopkins Webinar On-Demand | Passcode: cybersecurity23! For more information, visit our Cyber Risk page or contact us here.

You work hard to protect your livelihood and family today, while planning for tomorrow. Securing the proper personal, life, health, disability and long-term care insurance solutions allows you to focus on your well-being in the present and financial security for the future. When these programs work together, it provides peace of mind knowing…

If you had to rank in order of importance the top three group welfare benefits an employer could offer an employee, what would they be? Perhaps number one would be medical, number two would be dental and number three would be vision. Would long-term disability rank in your top five?…

Matt Miklos of UROne Benefits®explains why and how Medicare Advantage Plans may benefit employees and employers alike. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turn 65 and become Medicare eligible…especially if they choose to continue…