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April is Distracted Driving Awareness Month, a time dedicated to raising awareness about the dangers of multitasking while operating a vehicle. In today’s fast-paced world, it’s easy to become distracted by our phones, passengers or other activities while driving. However, the consequences of distracted driving can be devastating, leading to…

Accounts receivable typically make up 40% of a company’s assets. With past-due invoices and non-payments becoming more common, it becomes a very vulnerable asset. That’s where Trade Credit insurance comes in. Trade credit or accounts receivable insurance helps businesses protect the capital they have in reserve and stabilize cash flow…

In the last year, Oswald clients spent more than $49 million on drugs that employees use to treat diabetes or, as has become the latest trend, induce weight loss. Drugs such as Ozempic® and Wegovy® became trendy weight loss alternatives in 2023, going viral on social media and talked up…

The Individual Coverage Health Reimbursement Arrangement (ICHRA) is being billed as the latest way to help employers stabilize benefits costs while still providing for employees, but is it? Our experienced team provided insight on how an ICHRA works and how it has the potential to save companies money. Click here…

When you want to uncover the whole story, follow the numbers. Data and information are at the center of health management. This information can come in the form of claims, screenings, biometrics, health risk assessments, labs and activity trackers. When this data is effectively aggregated and integrated, it can identify…

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builders Risk coverage for their projects. Oswald’s Design & Construction team recently attended the 2024 AGC Surety and Risk Management Conference, along with 600 of the…

Northeast Ohio is in the global spotlight due to its position in the Path of Totality for the total solar eclipse on April 8. As the sun becomes completely covered by the moon, it will likely be dark enough for streetlights to come on and to see some stars –…

In recent years, Long-Term Care (LTC) insurance has moved into the spotlight, and is gaining traction, thanks to the Washington Cares Fund. The average cost per year for care ranges from $54,000 for Assisted Living up to $112,000 for Nursing Homes. Relying on government programs comes with many restrictions on…

CLEVELAND, March 25, 2024 – Brian Stovsky, vice president and business development leader in the Private Equity practice at Oswald Companies, has been named a 2024 Break Out Award winner by Business Insurance magazine. The annual program honors top professionals who are on track to become the next leaders in…

A program and culture that drives individuals to interact with their primary care clinicians is one of the first and most important steps to moving towards a proactive approach of health management. By building trust with his or her primary care physician, an individual is more likely to follow guidance…