Blurry crowd shot

Media Center

EEOC and Genetic Discrimination: Employers Take Note

oswaldcompanies

While it has received little press to this point, it is important to note that the Strategic Enforcement Plan that the U.S. Equal Opportunity Commission (EEOC) approved on December 17, 2012, will have an effect on how you conduct business. Why is this important news today? Results of this ‘plan’…

Read More

User Risks Suggest Social Media Is Not So “Friend-ly”

Kimberly Lucarelli

Would you give a complete stranger the keys to your home or office? Probably not.   Yet that’s exactly what occurs when you or a family member log onto a social media site like Facebook, or one of the popular “check-in” sites, without taking adequate steps to guard your privacy.…

Read More

Cyber Attacks and Liability: An International Threat

Kim Ferenchak

The Internet has fundamentally changed the cyber liability landscape in that it is both global and borderless.   According to the Verizon 2013 Data Breach Investigation Report, 38% of security breaches hit larger organizations with 20% involving the manufacturing and transportation industries. The report cited that most breaches involve “stolen…

Read More

Should I Change Bonding Agents?

Mark Rader

Surety agents & brokers (same thing) come in all sizes and shapes. What this really means is that the experience and ability of your surety broker is going to be a result of their surety background, experience, and intelligence. Not all surety brokers are the same, just as all financial…

Read More

Onsite Health Clinics: Exploring the Advantages

oswaldcompanies

Onsite Health Clinics are not just for the jumbo employers any more. Anticipating shortages in primary care, and frustrated with the cost and quality of care available, companies of all sizes are taking primary care in-house. Employers are also expanding the scope of their clinic services, finding many ways to…

Read More

What is a Surety Bond?

Mark Rader

In simple terms, a surety bond is a third party financial and/or performance guarantee of a contract or other legal obligation between two parties. While there are hundreds of bond types, the most common types are bid bonds, performance bonds, payment bonds, license bonds, estate administrator bonds, and appeal bonds.…

Read More

Parents: Recognize The Risks of Teenagers, Parties and Alcohol

Kimberly Lucarelli

If you have teenagers, or will soon, don’t ever assume … … they’ll never invite friends over when you’re away. Or that their friends will never bring alcohol into your home. Teens thrive on friendships and weekend parties, but long gone are the days when teens planned those parties during…

Read More

Growing Public Resentment of Wealth Creates Disturbing Trend

Kimberly Lucarelli

If you are professionally successful, financially comfortable, own a nice home in an “upscale” zip code, there’s a growing threat you could become the target of a high-stakes lawsuit … simply because of your status. That’s the conclusion of a recent national survey sponsored by ACE Private Risk Services among…

Read More

Oswald Companies Earns 2013 Crain’s Health Care Heroes Award in Wellness

Sarah LoPresti

Cleveland – April 17, 2013 – Oswald Companies, one of the largest independently-owned insurance brokerage and consulting firms in the U.S., has been named a 2013 recipient of the Crain’s Health Care Heroes Awards in the Wellness Category. As a full service, employee-owned insurance brokerage and consulting firm headquartered in…

Read More

When Your Surety Surprises You and Says “No”

Mark Rader

It’s usually not the end of the world when your surety company says “no,” but certainly this is a position you should try to avoid.  However, when a surety does surprise you by saying “no” to your bond request, there is a disconnect somewhere between the surety, the broker, the…

Read More