Join us as we discuss the current state of the construction industry as it relates to insurance, contract provisions, market issues, and the growing influence of manufacturing, data, and lean strategies. Insights will be from local industry leaders at Oswald Companies, Taft, Demain, and Capstone Apartment Partners. Thursday, Sept. 7 2023 |…
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Business interruption is commonly one of the most confusing and misunderstood coverages for insureds. Clients often juggle with the struggles of projecting an accurate calculation and are torn with being underinsured or paying for coverage not needed. Improper calculation can lead to immense financial risk assumption by the business or…
Read MoreDid you know that today is #NationalInsuranceAwarenessDay? We want to thank our clients for the opportunity to help protect the people and things most important to them. Risk and insurance needs continually evolve; it’s critical that your policies keep up with these changes and are regularly reviewed. Please check out…
Read MoreA common set of chemicals that appear in our drinking water, food and many consumer products is emerging as the latest threat in insurance. And companies that use those chemicals likely will be held accountable by insurance companies. They’re called PFAS, a group of thousands of perfluoroalkyl and polyfluoroalkyl substances.…
Read MorePFAS (perfluoroalkyl and polyfluoroalkyl) are a group of man-made chemicals that have been widely used in industries and consumer products for decades. There are more than 9,000 of these substances that can accumulate in the environment and in the human body, leading to potential health concerns. PFAS chemicals have been…
Read MoreCorporate decision makers know it’s important to protect their most valuable assets—their employees and property. Most also recognize the need for other protective coverage such as cybersecurity insurance. However, many organizations simply overlook environmental perils or assume they’re covered. In fact, fewer than 20% of insurance buyers purchase specialized environmental…
Read MoreActive assailant events can happen anywhere – schools, businesses of all types, and even on a sunny, seaside boardwalk crowded with tourists, which happened in Hollywood, Fla., on May 29. Such attacks come in many forms and can involve weapons such as guns, explosive devices and vehicles. David Hosier, senior…
Read MoreUnfortunately, gun violence in workplaces of all kinds, schools and public spaces are becoming more prevalent and more violent in the United States. How you respond may make all the difference and the rule is simple: Run, Hide, Fight. Oswald Companies hosted the second in a three-part series on active…
Read MoreInsurance requirements for administering employee plan benefits confuse many fiduciaries and retirement plan officials. While an ERISA or fidelity bond is required by law, fiduciary liability insurance can also be helpful. So, what’s the difference? Purpose: An ERISA bond policy protects an employer-sponsored retirement plan from dishonesty or fraud, such as…
Read MoreActive assailant events are becoming more frequent and they’re causing more injuries and casualties than ever before. They’re happening in schools, public spaces and workplaces of all types. This alarming trend prompted Oswald to host a three-part webinar series on prevention, response and recovery. The first webinar took place on…
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