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Gene and cell therapies offer the potential to transform the treatment pathway for patients with some of the most debilitating conditions. However, with costs routinely exceeding $1 million per treatment, these therapies can create a significant financial burden for employers. Spark Therapeutics’ Luxturna, a therapy for vision loss, costs $425,000…

COLUMBUS, Ohio – Oct. 29, 2025 – Oswald Companies is proud to celebrate the twentieth anniversary of its Central Ohio office presence. Established in 2005, the Columbus branch has grown organically and through strategic acquisitions to become a hub for risk management, employee benefits, retirement plan services, and personal risk…

November 12, 2025 | 10:00 a.m. – 11:00 a.m. Join us for a webinar to explore the evolving landscape of cyber fraud, with a focus on real-time risks and tactical responses. Attendees will gain insights into emerging fraud tactics, recent claims trends, and actionable strategies to mitigate exposure. From deepfake impersonations…

Artificial intelligence is transforming the modern workplace by automating tasks, enhancing decision-making, and increasing efficiency. But like any powerful tool, AI comes with pros and cons. As companies race to integrate AI into their operations, they must consider the impact of possible data breaches, algorithmic bias and system failures, to…

Cybercriminals are becoming more strategic, targeting individuals and organizations through deception, financial manipulation, and social engineering. From business email compromise to AI-generated impersonation, today’s scams are more sophisticated, more convincing and more damaging than ever. These attacks exploit personal data, workplace systems and everyday routines, creating serious vulnerabilities across teams…

Innovate your approach to mitigating supply chain risk Supply chains are facing myriad challenges in today’s dynamic global market. And any disruptions to these complex networks can be more than a temporary inconvenience for manufacturers, they can be a serious financial threat. Disruptions from natural disasters and labor strikes at…

A growing category of complex health conditions is contributing to high-cost claims, alongside established drivers such as cardiovascular disease and cancer.  Musculoskeletal disorders (MSK), conditions that affect muscles, bones, tendons, joints, ligaments, cartilage and spinal discs, have become increasingly common, affecting 127.4 million people in the U.S., research shows.    The…

CLEVELAND – September 25, 2025 – Oswald Companies, a Unison Risk Advisors Company, has announced the acquisition of Hotaling & Associates Agency, Inc., an independent insurance agency based in Brecksville, Ohio. Hotaling & Associates Agency, Inc., established in 1986 by Robert Hotaling, provides consultative and personalized service on medium-to-large property…

A private equity-backed manufacturing client needed to explore alternatives to traditional group medical plans after seeing a steep renewal increase for the upcoming plan year. The company, an Oswald client since October 2023, was facing a 45% increase, which would have increased costs by $170,000 annually.   The company, which had…

As business owners and executives approach their health benefits renewal period, there is no escape from the uncertainty in the health insurance market. Several of the largest insurers in the U.S. have withdrawn or reduced their earnings guidance for 2025 after underestimating trends in medical care.   Given the unpredictability in…