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As concerns mount over the possibility of a second wave of COVID-19, design professionals should be giving consideration on how to provide contract administration services virtually. While many firms are working remotely, most construction sites are active, and you should be prepared to conduct site observations and payment certification duties…

To Create One of the Largest Independently Owned Risk Management and Insurance Brokerage Firms in the United States   CLEVELAND and BALTIMORE – Dec. 8, 2020 – Oswald Companies and RCM&D have signed a definitive agreement to strategically merge and launch Unison Risk Advisors. The transaction is expected to close…

Without question, this curve ball called COVID-19 has added unanticipated expectations and responsibilities to us all. During such an unusually challenging time, something like corporate health and wellness might feel like too much to take on, yet dare I say it – it is when it matters the most. Even…

What is a Products Pollution Liability Insurance policy? Products pollution liability insurance helps to protect businesses from unexpected pollution exposures that may not be covered by standard property and casualty policies. This coverage has become an insurance coverage gap for many different industries. The basic 2001 ISO CGL policy provides…

The SparkCities initiative took off in its first year in Columbus as Oswald Companies’ participated in the 2020 SparkColumbus Fit City Challenge. Out of the six participating cities, Columbus had the most companies register with a total of 112 companies and nearly 1,000 employees. Our clients were thrilled to see…

Most of us are getting more than a little tired of the phrase “uncertain times.” Especially when it comes to open enrollment for employee benefits, who wants uncertainty to be the theme? Now, more than ever, it’s important to send clear communications around this important topic. As we’ve gotten used…

WATCH FULL WEBCAST (Password: Transition2020!) This webinar presented tips for a successful transition when considering the sale or acquisition of a company. Key topics include:  The trends of transitioning a business Coverage needed to protect a transaction The appropriate strategy used to set up the deal Post-transition planning The opportunity…

Given current tax laws, we find that fewer families are concerned about paying a large estate tax upon death. Because of this, the planning focus has shifted from estate tax planning to estate preservation. The cost of long-term care is skyrocketing, and with people living longer, the cost of care…

Oswald Labs is a cooperative effort of Oswald Companies and Spark360 designed to bring purposeful, positive disruption to the insurance sector through innovation, collaboration and experimentation. Denise Mirtich, Director of the Oswald Labs initiative and Chief Information Officer for Spark360, Bill Fisher, VP, Practice Leader, Middle Market Group Benefits at… Related articles: Improving the Health of Your Innovation Process: Crain’s Cleveland Employee Benefits Innovation Forum Oswald Companies and Spark360 Announce Collaboration for Insurance and Health Care Innovations About Oswald Companies Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation’s largest independent insurance brokerage firms. As a proud…

CLEVELAND – Oct. 28, 2020 – Oswald Financial Inc. is pleased to announce that both Michael Gheen and David Kulchar have been named to the 2020 edition of the Financial Times 401 Top Retirement Advisers. The list recognizes the top financial advisers who specialize in serving defined contribution (DC) retirement…