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CLEVELAND – Sept. 4, 2025 – Oswald, a Unison Risk Advisors Company, today announced it has been named in the 2025 Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. “As an…

Smoke alarms play a crucial role in safeguarding our homes and workplaces. Around 60% of fire-related fatalities occur in homes with either no smoke alarms or no working smoke alarms present. Their importance is the focus of this year’s Fire Prevention Week, observed Oct. 6-12, “Smoke Alarms: Make Them Work…

It is no secret that the U.S. spends an astonishing amount on medical care. In 2023, the average health spend per person in the U.S. was $13,432, which was $3,700 more than the average spend in other similar countries, according to the KFF-Peterson Health System Tracker.   The problems facing the…

In 2022, a child’s life was saved simply because a door was shut when a fire broke out, giving rescue teams time to reach him. Closed doors block fire and smoke and can stop the flow of oxygen, which fuels a fire. For those reasons, maintaining fire doors to keep…

Nonprofits are the heart of our communities, and today we celebrate their incredible work. At Oswald, we’re committed to our community and giving back. We serve to inspire, and we have a shared commitment to continually lead, share and grow. We know that by strengthening communities we create opportunities for…

The next big disruptor in health and wellness may not be a new drug, but rather, a smarter version of one.   Biosimilars are reshaping the way we think about cost, access and innovation in medicine. Biosimilars are medications that are highly similar to biologic drugs that have been approved by…

The senior living industry is evolving rapidly, with providers expanding their services, acquiring new campuses, and caring for increasingly diverse populations. With this growth comes a more complex risk environment that involves integrating clinical care, property management, staffing, cybersecurity and insurance to work toward safety, continuity and long-term resilience. Here…

The rising cost of healthcare continues to be a significant burden for employers. On July 30, Oswald hosted a Healthcare and Innovation Summit, which provided a unique opportunity for corporate executives, HR leaders, CFOs and business owners to learn about advancements in the healthcare business that have a direct impact…

Problem A transportation client with more than 100 full-time enrolled employees had been operating within a professional employer organization (PEO) model for several renewal cycles, with its health insurance embedded in that structure. The client was utilizing a broad network but consistently faced challenges finding in-network providers across the state.…

July 2025 ABOUT THE AUTHOR:   With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging…