Media Center

Personal Insurance Market Trends 2019: How Evolving Risks Impact Your Insurance Program

oswaldcompanies

If you have recently reviewed your insurance renewal policies, you may be one of many asking yourself, ‘why did my premium go up so much this year?’ Several trends have impacted home, auto and liability premiums, including weather and non-weather related losses (water), increased costs of technology in homes and…

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Insurance Checklist for Your College Bound Kids

oswaldcompanies

As kids pack up and leave for college, they launch the next exciting chapter of their lives. While they celebrate, we parents keep on worrying from afar, a “skill” we’ve been practicing since the day they were born. We know they’re not quite fully grown yet—despite what they tell us…

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Oswald’s Moira Lyon Earns Certified Advisor of Personal Insurance Designation By Wharton and Chubb

CLEVELAND — Jan. 23, 2019 – Moira Lyon of Oswald Companies has earned the Certified Advisor of Personal Insurance (CAPI) designation from the Aresty Institute of Executive Education at the Wharton School of the University of Pennsylvania and Chubb Personal Insurance. Lyon is among a group of 38 agents and…

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April Showers Bring May Floods

You do not need to live in a flood zone to experience a flood. The following article from our partners at Assurex Global, “April Showers Brings May Floods,” indicates that nearly 25% of flood insurance claims come from areas mapped outside high-risk ‘flood zone’ areas. Further, according to U.S. Spring Outlook…

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Should parents be seeing ‘red’ over the new “Yellow” app?

Kimberly Lucarelli

Through my “Socially Smart” campaign, I’m continuing my efforts to bring awareness to the community about the dangers that lie within social media, and the potential negative impact to children. Over the past two years, I must confess that I have found this challenge daunting. Just when I research new apps and concerns, more troubling…

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All About You: Personal Risk and Liability Situations (Part 2)

oswaldcompanies

There are numerous situations to consider as you evaluate the potential cost of your liability risks and exposures. Dependent Children Children who lend cars to friends, host parties or use social media put you at risk. Even as children graduate from college, they may still be reliant on their parents for…

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All About You: Personal Liability Risks and Exposures (Part 1)

oswaldcompanies

Significant life events. Your ever-changing financial picture. An elevated public profile. All of these situations need to be evaluated each step of the way to properly safeguard your assets against liability risks. How much liability coverage is enough?  Consider your profession and associated earnings, both current and future, the value of…

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Cyber Security Tips for Travel | Oswald and Assurex Advisory

Kimberly Lucarelli

Planning to travel this spring and summer holiday season? Whether for business or personal reasons, many of us travel frequently, and yet we give little thought to how we keep our identity and data safe while doing so. To keep us informed and vigilant during our travels, Assurex Global asked…

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Left to your own devices? Privacy and security tips From Assurex Global and LIFARS

oswaldcompanies

Important Tips and Considerations while on the web. LIKE A THIEF CUTS THROUGH A BIKE LOCK, hackers can override your technology’s security measures. To keep us mindful of security best practices, Assurex Global’s “go to” resource for digital forensics and cybersecurity, LIFARS, has answered questions we should all be asking.…

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Amplify Your Charitable Gifts While Reducing Taxes

Ron Boynar

Have you ever wished to make a “sizable” donation to your college alma mater, a favorite charity, or other non-profit organization, but feel you might lack the financial resources? Individuals can invest their money in tax-free life insurance programs to significantly amplify their charitable gift amount at the time of death.…

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