We are excited to invite you to our upcoming Healthcare & Risk Innovation Summit on July 30, 2025. The event will be a unique opportunity for corporate executives, HR leaders, CFOs and business owners to learn about advancements in the healthcare business that have a direct impact on the health and wellbeing of their…
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June 2025 ABOUT THE AUTHOR: With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field. Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging…
Read MoreMay 22, 2025 Special Edition There’s a lot to unpack in the president’s One Big Beautiful Bill Act. As the bill heads to the Senate for final approval, here are the top benefits-related items you should be watching: Taxing Employer-Sponsored Health Benefits While the idea of taxing employer-sponsored health insurance…
Read MoreOswald Companies, a Unison Risk Advisors company and one of the nation’s largest risk management and insurance brokers, has received the E&O Plus Quality Management Award for the fifth year in a row. The award commends insurance agencies for showcasing outstanding commitment to quality management in client service. Oswald is…
Read MoreRisk management efforts for construction companies have historically focused on site safety, structural integrity and other physical hazards. While these continue to be primary concerns, construction firms are incorporating more technology into the jobsite, which brings with it cyber-related threats. Ransomware and data breaches, along with other vulnerabilities, have forced…
Read MoreYear after year, for many employers it’s the same story. The cost of employee benefits keeps rising, causing many companies to look for ways to plug the leak. This often means reducing benefits and shifting more of the cost to employees, but it doesn’t have to. An Individual Coverage Health…
Read MoreNearly 40% of people will be diagnosed with cancer at some point during their lifetime, according to the National Cancer Institute. That means an employee or one of their family members will likely be affected by cancer. The emotional toll of a cancer diagnosis can send shockwaves through the workplace. Health…
Read MoreFew professions are as bound by such strict schedules as architecture and engineering (A/E) firms. Clients of A/E firms demand and expect their projects to be completed as quickly as possible. However, they fail to realize that A/E firms cannot always control project completion dates. Therefore, effective communication and expectation…
Read MoreGrowth always comes at a cost. Oswald recently teamed up with Terry Bolden of the Small Business Administration, James Dascenzo of HBK Manufacturing Solutions, and Taylor Evans of Rust Belt Recruiting for a panel moderated by Alex Hertzer of the Mahoning Valley Manufacturers Coalition. They discussed how tariffs may impact…
Read MoreMost employers understand the importance of good mental health and they offer a comprehensive benefits package to help employees get the services they need. Under the Consolidated Appropriations Act, the Tri-Agencies (the Department of Labor, Health and Human Services and the U.S. Treasury) have taken it one step further by…
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