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This will sneak up on an employer like the “quarantine 15” did for many people during the pandemic. As a responsible employer, you’re cruising along and checking off all the boxes to ensure your employee benefits program is in compliance. Required notifications to employees – check. Rx reports submitted for…

Corporate decision makers know it’s important to protect their most valuable assets—their employees and property. Most also recognize the need for other protective coverage such as cybersecurity insurance. However, many organizations simply overlook environmental perils or assume they’re covered. In fact, fewer than 20% of insurance buyers purchase specialized environmental…

CLEVELAND, June 8, 2023 – Oswald Companies was named a Downtown Business of the Year by the Downtown Cleveland Alliance at its annual Ruth Ratner Miller Awards ceremony on June 7. The Downtown Cleveland Business of the Year award recognizes those who make significant investments in their business to grow…

Many of the most desirable towns and city neighborhoods are centered around a cherished historic district marked by charming older homes and buildings with architectural significance. If you’re lucky enough to live in one of these historic homes, properly insuring your investment is imperative. You didn’t choose a cookie-cutter house,…

Heat stress results in dozens of fatalities and thousands of illnesses each year for workers in hot and humid environments. Although OSHA’s heat stress campaign dates back to 2011, the National Emphasis Program that went into effect in 2022 places heat stress near the top of OSHA’s enforcement list. If…

Choosing the right advisor to manage your company’s health care plan is a crucial decision that can significantly impact your organization’s financial well-being. As a CFO, you need a trusted partner who possesses the right expertise, understands industry trends, and can provide tailored solutions to meet your company’s overall goals.…

Active assailant events can happen anywhere – schools, businesses of all types, and even on a sunny, seaside boardwalk crowded with tourists, which happened in Hollywood, Fla., on May 29. Such attacks come in many forms and can involve weapons such as guns, explosive devices and vehicles. David Hosier, senior…

As nonprofits face an increasing amount of need by those they serve, they can also look forward to a host of potential pitfalls on the back end. Nonprofits should keep an eye open to several trends that could impact operations by boosting their exposure to risk. Potential Property Pitfalls The…

In today’s evolving workforce, organizations must align their employee benefits to meet the unique needs of different generations. It is a challenge, for sure, but it’s not impossible. Here are four ways to ensure your benefits appeal to all, which will assist you in recruiting and retaining the most sought-after…

Surety agents/brokers come in all sizes and shapes. What this really means is that the experience and ability of your surety broker is going to be a result of their surety background, experience and intelligence. Not all surety brokers are the same, just as all financial advisors are not the…