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No matter the product produced or the service provided, most business owners share the same greatest asset and largest investment—their employees. Attracting and retaining human capital is the desired result of considerable time and money spent on hiring, training, operating payroll and providing benefits. In addition to the many unforeseeable…

Traci Barlage, Global Practice Leader, was named a 2025 Power Broker® by Risk & Insurance Magazine®. She is one of only six brokers chosen nationwide in the manufacturing category. A Power Broker is “an individual who stands out among their peers for the exceptional client work they have delivered over…

The best way to have a low Experience Modification Rating (MOD) score is to avoid workers’ compensation claims altogether, but when they inevitably happen, you don’t have to wait three years for the incident to drop off the radar. There are ways to manage risk now. Start by gaining an…

A new presidential administration brings new considerations for small manufacturers. Will tariffs and trade impact your bottom line? Will new policies help small businesses? How can small business owners prepare, anticipate, and position the company for what lies ahead? Who do we go to for help? Join us at the…

Imagine the perfect spring day: It’s 70 degrees, the sun is shining, birds are chirping, and the wind is whipping through your hair as you test drive your new electric bike! The last thought on your mind is that this perfect day could turn into a tragic event. But what…

Despite the odds of something going amiss, many of us enter into business relationships much as we enter our personal ones—full of optimism and blinded by a shared affinity. We’re partners for life, so what could possibly divide us? At this point, it’s hard to imagine a day when such…

Historically, worker health and worker safety have been addressed from two separate silos. Safety is normally handled by a finance and safety team focused on occupational safety, lowering instances of injury, and workers’ compensation cost reductions. On the other side, health and wellness programs are typically handled by an HR…

As nonprofits face an increasing amount of need by those they serve, they can also look forward to a host of potential pitfalls on the back end. Nonprofits should keep an eye on several trends that could impact operations by boosting their exposure to risk. Potential Property Pitfalls Insurers are…

The MOD score. For employers, it can cause a smile of relief or a look of anguish for those needing to figure out how to get a better score. So, what is a MOD score? Also known as an Experience Modification Rating or MOD rate, the MOD score is a…

During and after the pandemic, everyone with more than a piggy bank and a bicycle was affected. Though the economy is healthy now, the commercial real estate market likely has changed forever due to many people working from home at least part time. For property owners and insurance companies alike,…