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We know you strive to provide benefits that protect your employees’ well-being and financial security. One area that often gets overlooked is the potential need for long-term care (LTC). LTC provides non-medical support for people who need help with daily activities, such as bathing, dressing or eating or those who…

CLEVELAND – Feb. 17, 2026 – Brad Kogan and Brenden Dalzell, lead employee benefits professionals serving Minutemen Workforce Solutions and their clients, have joined Oswald Companies, one of the nation’s largest independent risk management and insurance brokerage firms. This transition is part of a strategic partnership that includes a merger of employee benefits capabilities between the two organizations. This…

Oswald’s inaugural Tower roundtable gathered industry executives and sports icons to share insights on leadership, resilience and building winning organizations. When the Oswald Companies moved into a new home on the East Bank of the Flats in 2024, it was a clear indication that the company was not only poised…

For today’s family enterprises, sustaining a legacy requires more than prudent investing or strong governance. Long-term resilience increasingly depends on the ability to innovate sustainably, not only through new ventures or technologies, but by building systems that safeguard the enterprise across generations. In this environment, a sophisticated risk strategy has…

We’re all familiar with Valentine’s Day—the day for love, thoughtfulness, and meaningful gifts. From flowers and chocolates to heartfelt cards and, of course, fine jewelry, these items often carry both emotional and financial value. Now it’s time to get practical. If you’ve recently purchased—or received—a significant gift, it’s important to…

One of the most challenging aspects of running an employee benefits program is finding a balance between quality and cost control. Oftentimes, the two seem to be at odds. However, with the right strategy in place, employers can offer cost-effective solutions without compromising on quality.   The cost of employer-sponsored health benefits continues to escalate, putting greater financial pressure on employers. Annual family…

Earthquakes are among the most unpredictable and destructive natural disasters, often striking without warning and causing significant damage to property, infrastructure and human life. Many people associate earthquakes with the West Coast, but nearly 75% of the United States faces some level of earthquake risk. February is Earthquake Awareness Month, making this an ideal…

CLEVELAND – January 28, 2026 – Oswald Companies, one of the country’s largest independent insurance brokerage and risk management firms, is pleased to announce the appointment of Deena Rini and Michael Clark as Co‑Managing Directors of its Health and Benefits Division. Rini joined Oswald in 2007 and has more than 15 years…

Early detection has the power to save lives.   When cancers are caught early, before they spread to other parts of the body, they have a higher likelihood of responding to treatments such as surgery or chemotherapy, research shows. Cancers that are not detected until later stages, on the other hand, are more difficult to treat and have limited…

As hybrid work environments become the norm, ensuring ergonomic safety for employees is more important than ever. A well-designed workspace reduces injury risk, boosts productivity and supports overall well-being. Whether you’re at a corporate desk or working remotely, small adjustments can make a big difference. Setting Up for Success at…