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The Michael Report: 5 Minutes on Employer-Sponsored Healthcare

With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from 30 employees…

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How Employees Can Be The Biggest Target for W-2 Phishing During Tax Season

Lacy Rex

In the midst of tax season, organizations are moving at a rapid pace to meet deadlines and internal demands. Criminals know this hectic time is opportune for scams and fraud. Between January and April 15th, the IRS reports the number of scams has jumped significantly in the last few years.…

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Generic vs. Designer Drugs: Separating Fact from Fiction

oswaldcompanies

Designer or name-brand prescription drugs can be a significant expense for many consumers, yet some hesitate to switch to generic drugs due to common misconceptions and beliefs. To clear up any confusion, we turned to the U.S. Food and Drug Administration (FDA). Myth #1: Generic prescription drugs aren’t as effective…

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Drug Rebates Aren’t Always a Good Idea: When to Say No

oswaldcompanies

Rebates always sound appealing – who wouldn’t want to recoup money on a product that would be purchased anyway? But, when it comes to prescription drugs, rebates aren’t always as beneficial as they may seem on the surface. Sometimes, they can do more harm. In the search for a pharmacy…

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Three Secrets of the Nation’s Highest-Ranked Nursing Homes

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With so many variables to consider, owning and running a nursing home can be challenging, making it hard to achieve high marks for quality. Operators can rise to the top by adopting the following best practices, as identified in the 2025 Best Nursing Homes ratings by U.S. News & World…

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Be Proactive to Safeguard Against Active Assailant Incidents at Senior Care Facilities

oswaldcompanies

An active shooter. A vehicle used as a weapon. These are words nobody wants to hear, but they are becoming more common. Owners, management and staff of senior care facilities must be vigilant and aware of the risk. Safeguarding all involved is paramount. Oswald’s Aging Services practice understands the needs…

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M&A Strategy Considerations for Senior Care Providers

oswaldcompanies

As the senior care industry continues to evolve, many owner/operators are looking to grow market share or exit. The challenging environment has led to an unprecedented number of ownership changes. Occupancy issues, staffing challenges, regulatory burden and reimbursement uncertainty have created a vortex for dealmakers. Obviously, the key to a…

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Water Damage: What You Need to Know to Protect Your Home

Water can be complex, especially when viewed from an insurance lens. In fact, 24% of all insurance claims are due to water damage, according to the journal Consumer Affairs. That may be why so many questions are raised when evaluating a claim for damage caused by water. Is there coverage?…

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Benefits: Doing Right by Your Employees and Your Business

oswaldcompanies

Is your company up to the challenge of attracting and retaining the top performers needed to drive your business? Recruiting and retention has taken on a “Game of Thrones” approach where the competition is fierce to land the right candidate, and health benefits are a large part of the equation.…

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Understanding Insurance to Avoid Getting Blocked

oswaldcompanies

Insurance: We all know we need it, but if you don’t understand how the process works, you could be led astray. If you aren’t careful, you may even find yourself with extra work you hadn’t expected. A prime example of this extra work can come in the form of the…

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