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The Impact of Tariffs You understand how tariffs work, but the current unpredictable environment of tariffs being levied, pulled back, and put on hold is likely a new experience. Here are a few concerns to ponder as you attempt to plan ahead for your insurance and bonding needs. Many imported…

Tariffs, which are taxes imposed by governments on imported goods, have become a significant concern for the design and construction industry. These tariffs can affect material costs, supply chains, project timelines, and overall economic health. This article explores the fears and risks associated with tariffs and their impact on the…

As you watch the evening news at almost any time of the year, there are bound to be stories about rising waters engulfing a road, a home, and maybe even an entire neighborhood. You probably wonder if your current homeowner’s, condominium or renter’s insurance would cover your property in case…

With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from 30 employees…

In the midst of tax season, organizations are moving at a rapid pace to meet deadlines and internal demands. Criminals know this hectic time is opportune for scams and fraud. Between January and April 15th, the IRS reports the number of scams has jumped significantly in the last few years.…

Designer or name-brand prescription drugs can be a significant expense for many consumers, yet some hesitate to switch to generic drugs due to common misconceptions and beliefs. To clear up any confusion, we turned to the U.S. Food and Drug Administration (FDA). Myth #1: Generic prescription drugs aren’t as effective…

Rebates always sound appealing – who wouldn’t want to recoup money on a product that would be purchased anyway? But, when it comes to prescription drugs, rebates aren’t always as beneficial as they may seem on the surface. Sometimes, they can do more harm. In the search for a pharmacy…

With so many variables to consider, owning and running a nursing home can be challenging, making it hard to achieve high marks for quality. Operators can rise to the top by adopting the following best practices, as identified in the 2025 Best Nursing Homes ratings by U.S. News & World…

An active shooter. A vehicle used as a weapon. These are words nobody wants to hear, but they are becoming more common. Owners, management and staff of senior care facilities must be vigilant and aware of the risk. Safeguarding all involved is paramount. Oswald’s Aging Services practice understands the needs…

As the senior care industry continues to evolve, many owner/operators are looking to grow market share or exit. The challenging environment has led to an unprecedented number of ownership changes. Occupancy issues, staffing challenges, regulatory burden and reimbursement uncertainty have created a vortex for dealmakers. Obviously, the key to a…