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Initially viewed as a high-priced toy, drones have become a tool for taking aerial photos and video, monitoring crowds, and even spotting wildlife trends. The possibilities are endless for businesses of all kinds, which also means businesses could be held liable for damages caused by a drone. That’s why the…

Each year, the Occupational Safety and Health Administration (OSHA) releases its top 10 violations. This year’s list looks similar to years past, but some hazards gained a more prominent ranking.   Fall Protection – With 6,307 violations in fiscal year 2024, fall protection maintained its top ranking, but the number…

Lockout/Tagout/Tryout Electrical systems and installations are highly regulated for the safety of all involved. Follow these guidelines to ensure you are in compliance. If systems need to be energized for work, only properly trained, licensed, and qualified people may work on these systems. The systems can only be worked on…

Employment practice lawsuits can prove to be damaging financially and to a business’s reputation. According to the U.S. Equal Employment Opportunity Commission, there were 110 lawsuits filed in the 2024 fiscal year ending Sept. 30.  The average cost of employment practice claims is $217,000 and it can take nearly a…

In today’s technical world, when children always have a computer at their disposal, parents should discuss internet safety with their children at a young age. That might be easier said than done. Many parents today did not grow up in the internet age, so this discussion is often overlooked. However,…

Nearly every organization has an exposure to Cyber Liability. The only differentiating factors are severity and where an organization falls from a risk profile. Organizations that have a large amount of personal health, financial and credit card information can be easily identified as targets for cyberattacks. These attacks are evident…

Accepting the invitation to join a board of directors for a nonprofit organization can be a great honor, but the role also carries many responsibilities. Before you agree to accept a board seat, make sure you understand the roles, risks and responsibilities involved. 1.) What are the expectations of your role on…

These days, the accumulation and sharing of personal data online is a common topic. Just about any company that uses a website or social media is looking to capture data to gain a better understanding of their clients’ needs. However, that can have legal and insurance implications. In recent years,…

Organizations are often faced with two questions when it comes to employees. How do we provide a safe workplace environment and how can we ensure employees are accurately reporting the hours worked? For the solution, many employers have turned to using biometrics. These biometrics can include facial recognition to enter…

The insurance market continues to soften, with premiums rising across the board but at a slower pace than in the first half of 2024. Some lines such as Workers Compensation, Cyber, Directors & Officers and Employment Practices Liability saw premium declines this quarter, while others including Commercial Auto and Commercial…