The month-long SparkAmerica 2023 Fit City Challenge will kick off Sept. 1 to help employees and clients work off summer fun and get back into fitness for fall. This free, interactive event is designed to help individuals and companies become fit and healthy by tracking daily fitness activity minutes. Oswald…
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The All Ohio Convocation, a risk management program for architects and engineers and industry legal professionals, will take place Thursday, September 7, 2023. The full-day annual event, hosted by Oswald Companies, will offer 5.0 AIA/ HSW / CLE credits (pending approval) and will cover a wide-range of topics including: The…
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It’s crazy to think that we are headed down the road (like that pun?) of having completely autonomous vehicles drive us around from one place to another. In the coming decade, our roads will be flooded with self-driving cars. Our time in the car can finally be productive – we…
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Business interruption is commonly one of the most confusing and misunderstood coverages for insureds. Clients often juggle with the struggles of projecting an accurate calculation and are torn with being underinsured or paying for coverage not needed. Improper calculation can lead to immense financial risk assumption by the business or…
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Earlier this year, Oswald became the first broker to offer The Galleri Test: A new blood test for cancer screening. Employers can add this service to their existing employee benefits portfolio. We are always searching for innovative ways to enable our clients and their employees to avoid risk so they…
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As people age, the likelihood of needing assistance with daily activities such as walking, eating and bathing increases. Long-term care insurance is a financial planning tool that provides coverage for these services, offering financial support and ensuring peace of mind during a potentially challenging phase of life. Long-Term Care Strain…
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Grandma might have had the answer all along. You’ve probably heard the old adage “the straw stirs the drink.” For most health insurance plans, the proverbial straw is a handful of claimants who are responsible for 70-80% of all claim costs. A significant portion of those claims are the result…
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In simple terms, a surety bond is a third party financial and/or performance guarantee of a contract or other legal obligation between two parties. While there are hundreds of bond types, the most common types are bid bonds, performance bonds, payment bonds, license bonds, estate administrator bonds, and appeal bonds.…
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Did you know that today is #NationalInsuranceAwarenessDay? We want to thank our clients for the opportunity to help protect the people and things most important to them. Risk and insurance needs continually evolve; it’s critical that your policies keep up with these changes and are regularly reviewed. Please check out…
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A common set of chemicals that appear in our drinking water, food and many consumer products is emerging as the latest threat in insurance. And companies that use those chemicals likely will be held accountable by insurance companies. They’re called PFAS, a group of thousands of perfluoroalkyl and polyfluoroalkyl substances.…
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