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Insider threats can come in many forms. A disgruntled employee who has access to records can embezzle money. An unsuspecting employee can be phished into giving money or data to a cybercriminal when they receive an email that looks like it came from an executive. Intentional or not, insider threats…

Wildfire season has traditionally been May through November. But climate change is leaving the landscape more vulnerable, making fast-spreading wildfires a year-round threat. Plan ahead to protect your property, your loved ones and your employees. Prepare Know where to go. Be familiar with evacuation routes. Enroll in your community’s emergency…

We know that managing your Family Office is multi-faceted and requires a unique focus on personal needs. This four-part series is designed to educate family office leaders and wealth managers on key trends and priorities in the marketplace. Key Topics include: Emerging Aircraft Exposures for Successful Families Cyber/Digital Protection Navigating…

With the hard insurance market continuing what may soon be a historical run, manufacturers and distributors across the country are clamoring to gain clarity and control of their terms and premiums. This hard market has many contributing factors, including rising replacement costs, capacity going down as losses pile up, and…

With more wealth comes greater security concerns. The statistics don’t lie. A staggering 28% of high-net-worth families have been targeted by bad actors, which caused 25% of them to lose money, said Stephen Hines, senior director and consultant with Jensen Hughes. The former U.S. Secret Service agent partnered with Oswald…

The news has been full of cyberattacks recently and no organization is safe, regardless of its size. Cybercriminals are targeting for-profit and nonprofit organizations, public and private companies, and government entities. Their attacks are also becoming more sophisticated. Earlier this year, the website of the Pennsylvania courts system shut down…

A common set of chemicals that appear in our drinking water, food and many consumer products is emerging as the latest threat in insurance. And companies that allow those chemicals to be used in their products likely will be held accountable by insurance companies. Though a national standard has been…

There’s a significant amount of risk involved in any construction project, so all builders should be prepared in case of an accident on the job. It will make the process of making a claim on your insurance easier, more efficient and, hopefully, put the odds in your favor. Claims Treat…

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builder’s Risk coverage for their projects. One way to ensure compliance is to be aware of the latest trends in insurance coverage and contract terms. Think…

When it comes to navigating the complex world of insurance, particularly in the context of legal defense, the two provisions that are widely considered are Duty to Defend and Reimbursement/Indemnity forms. While both provisions are specific to liability coverage, it is important to understand the difference between them because they…