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When you want to uncover the whole story, follow the numbers. Data and information are at the center of health management. This information can come in the form of claims, screenings, biometrics, health risk assessments, labs and activity trackers. When this data is effectively aggregated and integrated, it can identify…

In recent years, Long-Term Care (LTC) insurance has moved into the spotlight, and is gaining traction, thanks to the Washington Cares Fund. The average cost per year for care ranges from $54,000 for Assisted Living up to $112,000 for Nursing Homes. Relying on government programs comes with many restrictions on…

A program and culture that drives individuals to interact with their primary care clinicians is one of the first and most important steps to moving towards a proactive approach of health management. By building trust with his or her primary care physician, an individual is more likely to follow guidance…

In recent years, long-term care has moved into the spotlight, and it is gaining traction, thanks to the Washington Cares Fund, which is funded by working residents of Washington state so they can have access to long-term care when they need it. Numerous states have since started to consider similar…

Drugs such as Ozempic®, Wegovy®,  Zepbound and other GLP-1s have become household names in a short period of time – and for good reason. They’re the latest way to lose weight, which is also making them the hottest new benefit an employer can provide. In fact, a recent survey showed…

In recent years, mental and financial health have become top of mind for employees and employers, and the numbers explain why. According to a recent report by Forbes, 62% of employees identified access to mental health services as key to overall job satisfaction. In addition, 36% of employees experience stress,…

Year after year, for many employers it’s the same story. The cost of employee benefits keeps rising, causing many companies to look for ways to plug the leak. This often means reducing benefits and shifting more of the cost to employees, but it doesn’t have to. An Individual Coverage Health…

A company cannot meet the wellness needs of every employee simply by implementing company-wide solutions and initiatives. Leaders must get to know their employees to holistically support their well-being. When the employer successfully implements a culture of wellness and provides appropriate management training, the specific needs of individuals are provided…

When thinking about employee benefits, insurance and the care for an injury or illness often come to mind. However, organizations can shift this mindset to a healthier approach by being more proactive and focusing on wellness. The goal is to urge employees to make healthier lifestyle choices every day, which…

The community landscape for a municipality is constantly changing, but will be significant with the passing of Issue 2, which legalized marijuana in Ohio. Additionally, Deferred Compensation rules and the rising costs of Health Insurance and prescription drugs create confusion and sustainability concern. Join the Oswald team for a webinar on March 12 to…