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Health Insurance and Plan Choices are Key to Retention | Oswald M&A Advisory

Employee benefits have become a key part of the hiring and retention of employees in today’s hiring market. There is increased stress on compensation as demand for higher salaries and pay rates come from potential hires and the existing workforce. An employer’s willingness to put the time and effort into…

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Private Equity Risk and Insurance: Workforce, Benefits Considerations During Due Diligence

Today’s headlines are filled with talk about inflation and rising prices. Although the recent Consumer Price Index reporting has showed a slight curve in trend, businesses will continue to deal with the balancing act of absorbing cost increases while retaining employees. The cost of labor and benefits continues to rise,…

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Workforce Fatigue in Aging Services: Its Impact on Safety, Claims and Cost of Risk

In aging services, some of the most significant insurance costs are not driven by catastrophic events, they are built over time through everyday operational strain. Workforce fatigue is one of the most overlooked drivers of claims frequency, severity and ultimately, total cost of risk. It often develops gradually, yet its…

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2026 Spring Commercial State of the Market

The commercial insurance market continues to adjust after several years of heightened volatility. While some lines are showing signs of stabilization, others remain challenged by ongoing claim severity, litigation trends and evolving risk exposures. Insurers are approaching underwriting with greater discernment as economic conditions, regulatory requirements, workforce dynamics and technological…

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Why Life Science Companies Are Becoming Prime Targets for Cyber Attacks — And How Insurance Is Evolving to Match

Life sciences are on the cutting-edge of innovation: They’re developing breakthrough drugs and vaccines, advanced medical devices and diagnostic tools, and sustainable environmental solutions. But all this advancement is exactly what makes pharmaceutical, biotech and medical device firms prime targets for cyberattacks, data breaches, fraud and even counterfeiting. And these…

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How Employers Can Support Women’s Health and Well-Being in the Workplace

For years, employee benefits were designed with a broad workforce in mind. But broad is no longer enough.  Today’s workforce is more diverse, more dynamic and more vocal about what support really looks like. Employees want benefits that reflect real life, not generic offerings that overlook the needs shaping their…

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Cybersecurity Threats Family Offices Can’t Ignore 

Cybersecurity is often framed as a technology issue. For family offices, it is something more personal. A cyber incident can affect finances, privacy, reputation and in some cases, physical safety.  Family offices sit at the intersection of wealth, discretion and information. They manage sensitive financial records, governance documents, personal identifiers,…

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Unison Risk Advisors™ Welcomes Jay Moroscak, M&A Business Development Leader

CLEVELAND – April 1, 2026 – Jay Moroscak has been appointed Vice President, Business Development Leader, for the Mergers and Acquisitions practice of Unison Risk Advisors™. He will be based at the Oswald Companies headquarters in Cleveland, Ohio, and will support Unison’s growth and client engagement efforts across all partner companies. Moroscak brings…

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Breaking Down the 2026 Virtual Care Landscape: What Employers Should Know

At the height of the pandemic, virtual care became a critical avenue for healthcare delivery, providing patients with access to essential services from the comfort of their homes.  Telemedicine usage among physicians skyrocketed during this period, jumping from 15.4% in 2019 to 86.5% in 2021, according to the Centers for Disease Control and Prevention.   Much has changed over the past five years,…

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Reserve Your Seat for Oswald’s Annual All Ohio Convocation May 6, 2026 in Columbus

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The All Ohio Convocation, a risk management program for architects and engineers and industry legal professionals, will take place Wednesday, May 6, 2026. The event will feature a full day of risk management topics with emphasis on today’s trends that can affect your firm. Participants are eligible for 5.0 AIA / PDH /…

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