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When it comes to protecting your business and assets, umbrella insurance is a necessary piece of a comprehensive risk management program, not an optional add-on. Commercial umbrella insurance provides critical excess liability coverage that kicks in when standard policy limits are exhausted. It can extend over general liability, commercial auto…

Spring often brings fast‑changing weather conditions across many parts of the U.S., including thunderstorms, flooding and strong winds. These events can develop with little notice, making seasonal preparation an important step for supporting safety and reducing disruption. Understanding Common Spring Hazards Thunderstorms are among the most frequent spring hazards. National…

Sarah Echan, Senior Vice President and Senior Client Executive Global Risk, was named a 2026 Power Broker® by Risk & Insurance Magazine®. She is one of only six brokers chosen nationwide in the manufacturing category. As noted in the magazine, a Power Broker is “an individual who stands out among…

For today’s family enterprises, sustaining a legacy requires more than prudent investing or strong governance. Long-term resilience increasingly depends on the ability to innovate sustainably, not only through new ventures or technologies, but by building systems that safeguard the enterprise across generations. In this environment, a sophisticated risk strategy has…

We’re all familiar with Valentine’s Day—the day for love, thoughtfulness, and meaningful gifts. From flowers and chocolates to heartfelt cards and, of course, fine jewelry, these items often carry both emotional and financial value. Now it’s time to get practical. If you’ve recently purchased—or received—a significant gift, it’s important to…

Earthquakes are among the most unpredictable and destructive natural disasters, often striking without warning and causing significant damage to property, infrastructure and human life. Many people associate earthquakes with the West Coast, but nearly 75% of the United States faces some level of earthquake risk. February is Earthquake Awareness Month, making this an ideal…

With your 2025 OSHA log finalized, the next step in maintaining compliance is ensuring proper posting and reporting in early 2026. These requirements not only keep you aligned with federal regulations but also demonstrate transparency and commitment to workplace safety. Key Compliance Deadlines Posting Period: February 1 – April 30, 2026…

Join us for an insightful webinar featuring Chris Joffe, Founder & CEO of Joffe Emergency Services, as we explore the latest strategies and best practices for enhancing school safety and security. From emergency preparedness to proactive risk management, Chris will share expert guidance to help schools create safer environments for students, staff and…

Now that more seasonal temperatures have set in, it’s time to think about frozen pipes, which can cause a lot of headaches and even significant damage. Here are some tips to help prevent a loss and alleviate the damages. Prevention Keep the heat up. Winter is not the time to…

As benefit costs continue to escalate, many employers are searching for ways to gain more control over their expenses. One solution they may consider is using an alternative funding arrangement for their employee benefits.   Alternative funding arrangements can offer flexibility in plan design and opportunities for long-term cost savings. Unlike…