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One of the most challenging aspects of running an employee benefits program is finding a balance between quality and cost control. Oftentimes, the two seem to be at odds. However, with the right strategy in place, employers can offer cost-effective solutions without compromising on quality.   The cost of employer-sponsored health benefits continues to escalate, putting greater financial pressure on employers. Annual family…

Earthquakes are among the most unpredictable and destructive natural disasters, often striking without warning and causing significant damage to property, infrastructure and human life. Many people associate earthquakes with the West Coast, but nearly 75% of the United States faces some level of earthquake risk. February is Earthquake Awareness Month, making this an ideal…

Early detection has the power to save lives.   When cancers are caught early, before they spread to other parts of the body, they have a higher likelihood of responding to treatments such as surgery or chemotherapy, research shows. Cancers that are not detected until later stages, on the other hand, are more difficult to treat and have limited…

As hybrid work environments become the norm, ensuring ergonomic safety for employees is more important than ever. A well-designed workspace reduces injury risk, boosts productivity and supports overall well-being. Whether you’re at a corporate desk or working remotely, small adjustments can make a big difference. Setting Up for Success at…

With your 2025 OSHA log finalized, the next step in maintaining compliance is ensuring proper posting and reporting in early 2026. These requirements not only keep you aligned with federal regulations but also demonstrate transparency and commitment to workplace safety. Key Compliance Deadlines Posting Period: February 1 – April 30, 2026…

Transparency is about making things easy to understand. For many, the U.S. healthcare system is anything but easy to understand. From high costs to a lack of care continuity, navigating the system can be tricky.        The idea of “healthcare transparency” has been floated in recent years as a potential solution to the confusion. The thought is that making information about healthcare costs and treatment outcomes more accessible will help stakeholders, such as members and employers, make smarter healthcare…

Now that more seasonal temperatures have set in, it’s time to think about frozen pipes, which can cause a lot of headaches and even significant damage. Here are some tips to help prevent a loss and alleviate the damages. Prevention Keep the heat up. Winter is not the time to…

Routine primary care is tied to better health outcomes and lower healthcare costs.    It is a simple idea, but as anyone who has dealt with the U.S. healthcare system knows, the reality is more complex.   Many patients wait weeks or even months to get an appointment with their primary care…

As benefit costs continue to escalate, many employers are searching for ways to gain more control over their expenses. One solution they may consider is using an alternative funding arrangement for their employee benefits.   Alternative funding arrangements can offer flexibility in plan design and opportunities for long-term cost savings. Unlike…

As organizations accelerate their digital transformation journeys, they face a new breed of risks—ones that blur the boundaries between the virtual and physical realms. Among the most pressing and often overlooked threats is cyber-induced property damage. This emerging risk challenges traditional insurance models and reveals a critical gap in coverage that…