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Avoiding a Big Freeze: Frozen Water Pipe and Burst Prevention Tips

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Now that more seasonal temperatures have set in, it’s time to think about frozen pipes, which can cause a lot of headaches and even significant damage. Here are some tips to help prevent a loss and alleviate the damages. Prevention Keep the heat up. Winter is not the time to…

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Understanding Alternative Funding Arrangements for Your Employee Benefits Program

As benefit costs continue to escalate, many employers are searching for ways to gain more control over their expenses. One solution they may consider is using an alternative funding arrangement for their employee benefits.   Alternative funding arrangements can offer flexibility in plan design and opportunities for long-term cost savings. Unlike…

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Cyber Property Damage: Bridging the Coverage Gap in a Digitally Connected World

As organizations accelerate their digital transformation journeys, they face a new breed of risks—ones that blur the boundaries between the virtual and physical realms. Among the most pressing and often overlooked threats is cyber-induced property damage. This emerging risk challenges traditional insurance models and reveals a critical gap in coverage that…

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Risk in Real Time: Cyber Fraud Trends and Tactical Response | Webinar Nov. 12

November 12, 2025 | 10:00 a.m. – 11:00 a.m. Join us for a webinar to explore the evolving landscape of cyber fraud, with a focus on real-time risks and tactical responses. Attendees will gain insights into emerging fraud tactics, recent claims trends, and actionable strategies to mitigate exposure. From deepfake impersonations…

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Artificial Intelligence is Gaining Traction in the Workplace, but it has Drawbacks. Protect Your Workforce and Your Bottom Line

Artificial intelligence is transforming the modern workplace by automating tasks, enhancing decision-making, and increasing efficiency. But like any powerful tool, AI comes with pros and cons. As companies race to integrate AI into their operations, they must consider the impact of possible data breaches, algorithmic bias and system failures, to…

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Today’s Cyber Fraud Scams: What You Need to Know

Cybercriminals are becoming more strategic, targeting individuals and organizations through deception, financial manipulation, and social engineering. From business email compromise to AI-generated impersonation, today’s scams are more sophisticated, more convincing and more damaging than ever. These attacks exploit personal data, workplace systems and everyday routines, creating serious vulnerabilities across teams…

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Supply Chain Risk and Business Interruption Insurance

Innovate your approach to mitigating supply chain risk Supply chains are facing myriad challenges in today’s dynamic global market. And any disruptions to these complex networks can be more than a temporary inconvenience for manufacturers, they can be a serious financial threat. Disruptions from natural disasters and labor strikes at…

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Fire Safety: How to Protect Your Home and Business

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Smoke alarms play a crucial role in safeguarding our homes and workplaces. Around 60% of fire-related fatalities occur in homes with either no smoke alarms or no working smoke alarms present. Their importance is the focus of this year’s Fire Prevention Week, observed Oct. 6-12, “Smoke Alarms: Make Them Work…

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Fire Doors: Critical Protections – but some maintenance required

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In 2022, a child’s life was saved simply because a door was shut when a fire broke out, giving rescue teams time to reach him. Closed doors block fire and smoke and can stop the flow of oxygen, which fuels a fire. For those reasons, maintaining fire doors to keep…

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Five Steps to Manage Risk in Senior Living: Integrating Clinical, Operational, Insurance Strategies

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The senior living industry is evolving rapidly, with providers expanding their services, acquiring new campuses, and caring for increasingly diverse populations. With this growth comes a more complex risk environment that involves integrating clinical care, property management, staffing, cybersecurity and insurance to work toward safety, continuity and long-term resilience. Here…

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